Why Do I Need An Emergency Fund?
You should always expect the unexpected! You can be prepared for the unexpected by having an emergency fund set aside. An emergency fund is the best defense against a financial emergency. Many people doubt they can afford to start, build, and maintain an emergency...
6 Financial Habits For Successful Singles
Some of us enjoy being single, and some of us don’t. But there’s no arguing with the fact that being single can be more financially challenging. An additional income is a great advantage, and two people have relatively similar living expenses as a single person. They...
How Much Debt Is Too Much?
Debt has practically become a national pastime. The United States and its citizens essentially run on credit. While credit can be a great convenience, it can also create significant financial challenges. Carrying too much debt creates a lot of additional costs and...
A Quick Introduction To Consumer Protection Laws
Sometimes it's not clear how to best resolve an issue that you're having with a product. There are several laws to protect consumers that apply in various circumstances. Most people know that they have the right to expect something to work correctly and that it...
Is Bankruptcy Right For You?
Bankruptcy is a terrifying term to most people. Many considering filing for it is already in a highly stressful situation. Bankruptcy is a tool that exists to give people a second chance when there don't appear to be any viable alternatives. Just be sure it is the...
When Is Debt Good?
We're usually led to believe that debt is terrible. Carrying a large load of credit card debt is something that didn't happen a few generations ago. Older individuals might say something like, "If you can't afford it, don't buy it." That's usually good advice. It...
5 Budget Vacation Ideas
Nothing refreshes the body and mind like a vacation. Whether you travel alone, with family or extended family and close friends, it's good to get away from the daily routine! According to the American Society of Travel Agents, the five most budget-friendly travel...
Tips For Paying Off Debt
Getting out of debt ought to be easy. To reduce your debt, you need to either earn more money, spend less money, or some combination of both. Although it may sound simple, it's easier said than done. It's certainly possible, though, if you follow a few easy steps. ...
Vacation Budget Tips
Vacation spending has a way of getting out of control quickly. Setting up a budget and sticking to it is probably the best way to ensure that your vacation spending doesn't haunt you for the months that follow your trip. There are several components to your budget you...
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