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The Twinkie – A Lesson In Being Resilient

The Twinkie – A Lesson In Being Resilient

We all make mistakes, but we can still succeed if we know how to make a comeback. While snack cakes may not have all the answers to life’s riddles, the humble Twinkie certainly knows how to pick itself up and start over.  You may remember the headlines when Twinkies...

Settling Tax Debt

Settling Tax Debt

Do you have an old tax debt lurking in your past? If you’re interested in settling it, consider these tips. You may be able to settle an old tax debt without paying the entire amount! Try these techniques:  Find out the exact amount. The amount you owe will include...

Pros and Cons of Debt Consolidation

Pros and Cons of Debt Consolidation

A debt consolidation loan can be outstanding if you avoid the disadvantages. You can pay off many debts at once, leaving you with just one loan payment each month. If you use a home equity loan to consolidate those debts, your interest rate will also be lower....

Filing Bankruptcy As A Retiree

Filing Bankruptcy As A Retiree

Filing for bankruptcy is an option you might consider if you are in debt and can no longer pay your creditors. Bankruptcy is becoming an increasingly popular option among retirees, but there are a few things you’ll want to know before deciding if bankruptcy is your...

Budget Friendly Vacations For Couples

Budget Friendly Vacations For Couples

When traveling as a couple, it's always great to have plenty of extra money. But if you want to travel on a budget, it's wise to utilize strategies that can stretch your dollars. Make the most of your travel budget by applying these simple strategies:  Choose 3 or 4...

What Can A Debt Collector Do

What Can A Debt Collector Do

Debt collectors are like mosquitos. They can be annoying, and they’re hard to dissuade. Fortunately, there isn’t much a debt collector can do besides calling you and sending you mail. The Fair Debt Collection Practices Act (FDCPA) spells out the actions that a debt...

Divorce and Debt

Divorce and Debt

Divorce is challenging for a variety of reasons. The legal aspect of divorce primarily concentrates on the division of assets and debts. Divorce isn't just emotionally costly. It can be financially expensive, too. Learn the basics of debt and divorce, so you don't get...

Types Of Student Loans

Types Of Student Loans

Student loans are a big part of most families’ college education. While student loans are pretty easy to get, they aren’t easy to understand. Many payment plans, variable interest rates, consolidation, and other options muddy the waters. One common source of confusion...

Protect Your Finances From Inflation

Protect Your Finances From Inflation

Inflation can eat up your savings and plans for the future. However, you can take steps to protect yourself from inflation. Consider these tips to protect your finances:    Understand purchasing power. Purchasing power refers to your ability to buy items such as...

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