Is Your Income Protected If You Become Disabled? You Might Need Disability Insurance
You likely have life insurance. You know that your family will be okay should your life end prematurely. But what if you become disabled? There’s a good chance you don’t have sufficient resources or insurance to replace lost income if you find yourself unable to work....
What Type Of Disability Insurance Is Right For You?
What will happen to your family if you’re in an accident or injury? Disability insurance provides an income, so financial issues aren’t a burden. Choosing the right type of insurance is essential for protecting your earnings. Social Security payments are limited, so...
Do You Need Disability Insurance?
Most of us have insured our house, possessions, cars, and lives. However, have you insured something that might be even more important: your ability to earn an income consistently? This may be the most important asset you have. Consider the following: if you currently...
Strategies When Insurance Denies Your Medical Bills
Do you have medical bills that your insurance company doesn’t want to pay? You have several options as you explore different ways to pay the bills. If your insurance company doesn’t pay the bill, consider these ideas: Understand the out-of-network rules. Receiving...
Alphabet Soup – Understanding Medical Expense Accounts
Medical expense accounts offer a tax-advantaged means to save and pay for medical expenses that aren’t commonly covered by health insurance. The four types of accounts are: Flexible Spending Arrangements (FSAs) Health Savings Accounts (HSAs) Health Reimbursement...
A Primer On Insurance Fraud
You’re probably familiar with the concept of insurance fraud since it has been around for a long time. The earliest recorded instance involves a merchant intentionally sinking his ship in 300 B.C.! The merchant drowned in the process. You might be surprised at the...
Investing Strategies For Your Variable Universal Life Insurance
A variable universal life insurance policy, known in the insurance industry as a "VUL," has many benefits. A VUL offers permanent life insurance and allows you the option to invest your cash value funds as you see fit within the policy. Apportionment of Your...
Fighting Health Insurance Costs For Small Businesses
Health insurance is a considerable cost of business for any company, but especially for small companies. Premiums continue to increase, and many smaller firms are forced to require employees to shoulder the financial burden. Many employers have been forced to...
9 Tips To Save On Your Auto Insurance
You are legally required to carry insurance for your vehicle, but this doesn’t mean you should overpay for your coverage. The monthly premium your insurance provider charges is a recurring expense that will impact your budget, so looking for an affordable option is...
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