Use A Swear Jar To Get Rich

Use A Swear Jar To Get Rich

Maybe Not RICH - But A Modified Swear Jar System CAN Make A Difference Using the Modified Swear Jar System to Achieve Long-Term and Short-Term Savings Goals  There’s no need to completely adjust your lifestyle to save for either a short or long-term savings...
Is Eating Out Everyday Derailing Your Finances?

Is Eating Out Everyday Derailing Your Finances?

Are You Eating Your Way To Poverty? This is a question we need to think about seriously. It’s fun to eat out with co-workers, but can our budget handle it? Following the group could be part of the problem of siphoning our hard-earned money each payday. No one wants to...
Payday Loan Or Credit Card – Which Is Better

Payday Loan Or Credit Card – Which Is Better

The Short Answer Is Neither - If You Can Avoid It. If You Can't - Read On A bill is due tomorrow, your bank account is low, and you need cash fast. What can you do? Many turn to the payday loan option. This option has several pros and cons. The Pros of a payday loan:...
Debt Settlement And Your Taxes

Debt Settlement And Your Taxes

There's No (Tax Free) Lunch Debt settlement has become a popular approach to resolving problem debts without filing bankruptcy. With this approach, creditors agree to accept a portion of what you owe (usually around 50% or less) to settle the account, and the...
Overspending Is A Threat

Overspending Is A Threat

Overspending Is Common and Will Derail You Have you ever written a check for something you knew you didn’t have the money for? People do that more than you think. They play the game of “robbing Peter to pay Paul.” This is a common practice that can...